Credit Officer
Job Summary
The Credit Officer will be responsible for conducting risk assessments and financial analysis of corporate loan applicants. The role involves performing ocular inspections, client interviews, and preparing detailed credit proposals for management review. Candidates are expected to possess strong analytical skills and relevant experience in credit evaluation.
Responsibilities
- Conduct client interviews and ocular inspections
- Perform financial analysis and assessment of borrower risk
- Prepare in-depth credit proposals
Required Skills
- Financial analysis
- Credit evaluation
- Analytical and detail-oriented
- Strong communication skills
Job Details
Responsibilities:
• Conduct interviews and ocular inspections with clients to determine the risk profile of the borrower/client.
• Prepare financial analysis based on gathered data to determine the client’s capacity to pay.
• Prepare in-depth credit proposals after gathering all necessary information.
Qualifications:
• Bachelor's degree in Finance, Accounting, Economics, or any related field (NON-NEGOTIABLE).
• At least 1 year of experience in credit evaluation and financial analysis of corporate loans.
• At least 2 years of experience in Medical Equipment procurement, Construction, or Commercial vehicles.
• Minimum 3 years of experience as a Credit Officer.
Skills Requirement:
• Analytical, detail-oriented, with strong oral and written communication skills.
• Ability to analyze information and make recommendations to management.
Special Requirements (If under Medical Equipment Procurement field):
• Knowledge of the procurement process within the medical field.
• Willingness to be trained on the financial analysis aspect of the client.
• Knowledge of accreditation, evaluation, and management of vendor partners.
• Ability to analyze information and make recommendations to management.